Comprehensive Financial Planning
Can you retire? Are your assets sufficient? Will you outlive your wealth? Our core business is built upon our extensive experience of walking alongside our clients and developing accurate and relevant financial plans. Our goal is to help our clients achieve the goals that they set. We feel privileged that we get to play a small part in their success.
Time is valuable. Whether you are seeking to delegate personal finances to maximize productivity while working, or you are in retirement and seeking to spend more time enjoying life, Wave can help. We want to be your Family’s Chief Financial Officer. Wave Wealth can assume some of the responsibilities and tasks that have become burdensome and time consuming for your family.
Many mainstream financial advisors boast on their ability to outperform the market, but most fail to do so. Our markets are increasingly efficient, and the Global Economy is unifying. Due to these factors, investors should seek additional means of portfolio construction instead of relying on traditional asset allocation. Wave Wealth can create tax-efficient portfolios in a tax-inefficient environment.
There is a current battle of investment styles: Active vs. Passive. Which method is correct? We believe that both are. Active Managers, especially those focused on tactical trading, have drastically underperformed their benchmarks over the last decade. Passive investments have performed as expected, but are you comfortable in these vehicles given our location in the Business Cycle? We pair our investment strategies with a detailed assessment of your risk to create the perfect portfolio for you.
Traditional retirement planning answers one question: “Do I have enough money to retire?” There is much more that goes into this area than a simple calculation. Most financial advisors run a simple analysis to answer this question and move on. We take a different approach with retirement planning at Wave Wealth.
Business owner’s time is valuable. It is much more profitable to be spending time in your business rather than on your business. For many businesses, there are a multitude of issues that need to be addressed, but are not. Wave Wealth serves Plano and a number of Dallas metro locations and can help you with business planning.
Are you in need of executive compensation benefits analysis services in Dallas, TX? Many employees with stock options allow their shares to go unexercised every year leaving millions of dollars on the table due to lack of action. ISOs, NQSOs, and RSUs can be very complex. We assist executives in maximizing the value of options to the fullest extent.
Wave Wealth provides financial planning and risk management services.
Let’s face it. Insurance is oversold by agents. These agents, often in captive environments, are convinced that their product is the solution to every planning need. Insurance has two purposes: 1) to cover a risk; and in some instances, 2) to accumulate money on a tax deferred basis.
Most individuals are not subject to the Federal Estate Tax, but that doesn’t mean that estate planning in Plano, or anywhere in the Dallas metro area should be avoided. It is imperative that you have at least a will and ancillary documents in place, especially if there are dependent children involved. We offer convenient will and estate planning services, and the ability to talk with an local expert to help you look after your loved ones.
Every year you receive your tax organizer from your CPA and gather your tax documents over the following months. You’re never sure whether you have received all the documents you’re due or not.